The Research On The Operation Of Hebei Province Credit Guarantee System For Small And Medium-sized Enterprise

With the economy development on rapid and sustainable since our country had reformed and opened, the small and medium enterprise (SME) had become our national economy important component. The development of SME has a very important effect to increasing financial income, creating the opportunities of employment, promoting the scientific and technological innovation. SME development in China do not has a long history, by their own limitations and the impact of external factors, China's difficulties in financing constraints has become a major bottleneck in the development of SMEs. In order to change the status of the financing difficulties of SMEs, credit guarantee system for small and medium enterprises in China has been logically establishing.This paper is based on the effectiveness of credit guarantee system operation, It raises the research ideas and methods for analysis the impacts which effects the credit guarantee system for China's SMEs. In this paper, on the theory of credit guarantee and analysis of the credit guarantee system in developed zones, summarized the advanced experience of running mode in developed country, the study raises the impact of proposed credit guarantee effective operation of the functional dimension.Combination of overseas experience of the development of credit guarantee system, In the usage of the methods of the literature analysis, Expert Investigation, AHP and statistical methods, such as a variety of research methods based on the. The paper establishes the indicators of effective operation of credit guarantee system factors. Finally, the combination of the research and ideas of the credit guarantee system in this paper and the condition of credit guarantee system for SMEs in Hebei Province at present, put forward a proposal for the construction of the effective functioning of the credit guarantee system for Hebei Province.