Research On Financial Support Mode In China's Rural Housing Construction

Promote urbanization is the basic way to promote economic growth rapidly, optimize the economic structure and improve people's living standards, also it is the fundamental way to solve the "three rural" issue. The urbanization process is at a rapid development stage in China, and the development of house construction in rural is urbanization a critical factor, which is inseparable from the financial support. Current rural residential consumer market is very broad, while has very sharp contradictions.The paper starts from the analysis of domestic research in the village housing construction of financial support. As the urbanization process started relatively late and the research on the financial support for rural housing construction is little. Therefore the thesis focused on the mature of three foreign housing finance support mode: American mortgage model, Germany deposit mode, Singapore provident fund mode, and sum up the enlightenment to China rural housing construction. The paper analysis of the status of rural housing construction of financial support, include demand side and supply-side, and a comprehensive analysis of existing problems. Paper combines analysis of the mechanism of financial support rural housing construction, from the element of financial support and the supply and demand. The paper builds a line with our current financial situation of rural housing support model. Also propose policies and suggestions for the model to make the model more practical.