Research On Financial Support For New Rural Construction In Harbin City

The aim of this study relies on the financial support of the relevant economic theory,combined with the new rural development and rural finance development of new rural constructionrural financial impact on research, evidence that is incorporated by reference in Harbin realities ofrural financial support for analysis, mining impact Harbin underlying causes of rural financialdevelopment, and finally learn from the experience of the new rural construction, proposed newrural construction in Harbin suitable financial support for countermeasures. Theoreticalsignificance of this study is the construction of a new socialist countryside study extends financialsupport for new research perspective, the construction of new socialist countryside without strongfinancial support, which we need to extend finance to the rural economy development impact ofresearch to help our country better and more healthy development of the socialist new countrysideconstruction, the only way to narrow the urban-rural gap we propose to build a socialistharmonious society can be successfully achieved great goals. Harbin is the practical significanceof agriculture, rural areas and farmers have not been fundamentally resolved, farmers ’income isthe core problem, the task of building new countryside is to increase farmers’ income, thedevelopment of the rural economy, rural finance can promote the new rural construction, improvethe rural economy increase farmers’ income, to help solve the "three rural" issue to broaden thepath.This article first article of realistic background, domestic and foreign literature review for afull description of exposition, on this basis, the new rural, rural finance, rural finance support todefine the concept of use to this theory: the theory of economic growth, dual economy theory, themodern theory of financial development, rural finance development theory are introduced, andthen building a new countryside in Harbin financial support for the status quo and existingproblems and the reasons were analyzed. Using SPSS software to support rural finance Harbinfactors principal component analysis, the main factors selected thirteen principal componentselection, and finally get two integrated main components: economic factors and the insurancefactor. Then the new rural construction abroad experience financial support for a full introductioninclude: construction of new rural abroad experience: the developed countries are the United States,Japan, France, Korea, the developing countries are India, Thailand, Bangladesh, the constructionof new rural financial support experience; domestic Jiangxi mode and West Village mode. On thisbasis, proposed building a new countryside in Harbin revelation. Then through the SWOT model to analyze the rural finance Harbin strengths, weaknesses, opportunities and challenges, and thengive the new rural construction in Harbin financial support for positioning: positioning inHeilongjiang Province with the positioning of the country. Finally, the construction of newcountryside Harbin financial support proposed countermeasures and suggestions are: to build asound modern financial system, and promote modern rural financial system innovation, to explorethe development mode of agricultural insurance system, management of rural credit environmentand the government to increase efforts to help peasants.In this paper, use comparative analysis methods and qualitative analysis and quantitativeanalysis method of combining the analysis of the Harbin City financial support for the constructionof new rural problems are: financial institutions, their own problems, and external environmentalfactors. Financial institutions themselves problems include: lack of formal financial institutions tosupport agriculture, rural financial system is imperfect in Harbin, Harbin City, the financialinstitution’s own flaws and agricultural insurance system is imperfect and other issues. Externalenvironmental factors include: the lack of rural financial laws and regulations, private financialcredit problems exist, Harbin City, the rural impact of three aspects of the external environment.Proposed countermeasures and suggestions: Improve the rural financial system, and innovativemodern rural financial system, seek innovative agricultural insurance system, regulate rural creditenvironment, the government has increased investment in promoting financial support of the newrural construction and development of Harbin promoting financial support of the new ruraleconomy construction of six aspects of proposals.