Research On Trust Management Mode Of China,s Old-age Insurance Fund

As China's aging problem became more and more serious, China has become the country with most senior citizens in the world. By the middle of the century, China will become an aging society. Besides, China is facing the inflationary pressure at present and will face an enormous number of endowment insurance pay crisis in the future. So, the preserving and appreciation of the value of the fund became more important. Therefore, in which way and which system can insure the pension fund's safe operation, which in close relation to the fundamental interests of the public and also in relation to the construction of a harmonious society. Western countries, such as English and America, introduced trust manners to pension funds to regulate the management. As a new thing in China, trust management facing a big problem how to completely combine pension funds with trust management and successful operation of it. It is an important topic and also a realistic problem to be solved.In this paper, the author combines the theory with practice, first, expounded the operation status of our pension funds and the main problems which exist in the pension fund management operations, combined with the successful experience of other countries'pension insurance fund management operations, then the paper point that the trust management model of pension insurance fund is an effective path which the pension insurance fund enters the capital market at present in China; then Chapter 4 proposes the legal subjects and the basic framework of the pension insurance fund trust management model, and the regulatory measures of pension insurance fund trust management and operation in trust management model, in the basis of the feasibility which China's pension insurance fund introduces the trust management model is discussed in detail; in Chapter 5, through the analysis of China's Shanghai social security case, the paper shows that problems of China's current pension fund management and operation from a realistic viewpoint, then further pointed out the necessity that China's pension insurance fund introduces the trust management model. In short, the author takes the pension fund trust management as the core, pension insurance fund maintenance and appreciation as the final goal to discuss.