Study On The Strategy Of Maintaining And Increasing The Value Of Social Endowment Insurance Fund In S City

The aging of population is an important problem that every country in the world will face.The most direct problem brought by the aging population is the social pension problem.If the social pension problem can not be properly solved,the national politics and economy will not be able to develop stably.At present,with the aging of population in our country,if we can’t maintain and increase the value of social endowment insurance fund,it will bring huge hidden danger to the political and economic development of society.For a long time,the investment of social endowment insurance fund has been strictly controlled by the national policy.It can only be deposited in the bank or purchased national debt,and the investment yield is relatively low.On the other hand,due to the historical reasons for the operation of personal accounts,there is a huge pressure on the expenditure of social endowment insurance funds,which has begun to appear the trend of income not offset.In recent years,the state has gradually relaxed the restrictions on the investment channels of social endowment insurance funds,allowing the funds to operate professionally and market.At the same time,the local fund management departments are also actively exploring the way to entrust professional operation agencies for operation,and have achieved good results.In addition,with the cases of misappropriation and corruption of social endowment insurance funds exposed from time to time,the supervision of social endowment insurance funds is gradually exposed.Therefore,for the safe operation of the funds,how to effectively supervise the funds has become an urgent problem to be solved.S city belongs to Liaoning Province.Due to the early start of industrialization,large-scale labor force entered the factory and became industrial workers,making an important contribution to the economic construction in the early days of the people’s Republic of China.However,with the aging of the population in S City,the operation of individual accounts leads to the lack of corresponding fund accumulation,so the payment pressure of social endowment insurance fund in s city is particularly prominent.In this paper,taking s city as an example,combined with my practical work,using Markowitz portfolio theory model,the optimal portfolio strategy is listed under the goal of fund preservation and the goal of fund appreciation.In addition,by learning from the advanced experience of the supervision of social endowment insurance fund at home and abroad,this paper puts forward some suggestions on the problems faced by the supervision of social endowment insurance fund in S City,so as to make the fund operate under the scientific,safe and effective supervision and achieve the goal of maintaining and increasing the value of the fund.