The Research On Qinghai Rural Financial Organization' Improvement

Economic determines finance,and finance affect economic in turn. As the core of the rural economy, Rural finance plays a very important role in rural economic development and farmers' income increase.The establishment of a sound, sustainable development, multi-level, competitive rural financial system has become a necessary requirement for the new countryside construction.However, after several reformation,it is still showing the features that low coverage of formal financial institutions,lack of rural financial services,rural financial competition inadequate and rural finance insufficient supply,it is necessary to improve rural financial institutions and then achieve financial well-driven economy.This paper, based on the theory of rural financial development, firstly summarize the domestic and foreign achievement of financial organizations, then review China's Financial System'schanges in history.Secondly combined with the development of rural financial status of Qinghai Province, from two aspects:rural financial needs diversity and rural financial supply limited analyse the necessity of improve Qinghai Province Rural Financial System, and then given the reasons about the imbalance of Qinghai'rural financial supply and demand from the Rural Financial System in imperfect perspective. On this basis, this paper at last give some advises from the formal financial institutions system improvement, non-formal financial institutions system improvement and the external environment development.