The Moral Absence In The Operation Of Internet Bank

We have begun to enter the network at the core of the information age, financial information is no exception. Network Bank which is the leather product of financial information came into being. Development of Internet banking business represents the direction of development of a modern banking sector, with broad prospects for development. Network Bank brings us all kinds of convenience, income, but also all kinds of new risks, including moral issues. The conflict between the characteristics of network technology in particular its virtual and credit of banks brings banks a lot of moral issues, which need the corresponding regulatory mechanisms to protect the banking activities of the network order. Ethics can use its unique network of checks and balances mechanism to co-ordinate the interests of the main banks and thus ease the banking network or even remove all the main conflict of interest. As the network complementary measures of China's bank is not perfect, the guide and the statute of ethics to the network bank can promote the harmonious development of health. This paper defines the concept of network-related banks, and stated a number of other fundamental issues, and on the basis of it the paper expounds on the development of the banking network and the status quo, particularly expounds China's banking network by the existing problems, some of these issues itself contains a moral issue, and some give rise to moral issues. Next into the banking network to the four main moral issues, that is,credibility issues, equity issues, rights protection and privacy issues, Bank of criminal networks, and the technical, socio-cultural, and the system are explained its reasons, and the moral principles in network Banking activities are summed up as:altruism as the supreme principle, honesty as the basic principles, sound, compatible as the the lowest principle. In addition, supervision and restraint mechanisms in the practice should be strengthened, namely, strengthening moral education efforts; actively cultivateing a social credit system and the concept of ethics; combineing the ethics with the law, manage and the technical improvements and other means.