Accelerating The Reform Of Rural Financial System, Promoting Socialist New Rural Construction

The problems of peasant, rural areas and agriculture are the issue that China's previous government goes on concerning and solving. There is no doubt that China's current agriculture still has a significant "financial weak sex", facing a severe shortage of capital formation, such as the plight of a shortage of development funds, which will inevitably lead to the sustainable and coordinated development of agriculture in China to form a serious constraint. In the modern market economy, that the financial is the heart of economic determines the speed and efficiency of economic development. When the role of financial factors is limited, economic growth is bound to facing shortage of capital investment and inefficient allocation of financial resources constraints. Rural finance is based on the activities of credit instruments mobilization, deployment and management of agriculture-related financial capital running and is the core of rural economic growth and development. Therefore, it has a positive effect to accelerate the rural financial system and serve better the new rural construction.With the strategy of building a new socialist countryside, the existing rural financial system needs to be carried out reform and innovation actively, and thus new type of rural financial system completes as soon as possible so as to meet the growing demand for rural finance. Building a socialist new countryside needs a lot of complementary measures, which are the key to financial reform in rural areas including financial services, financial support, institutional reform, and product development.because the function is perfect, the division of labor is reasonable, the property rights is clear and the supervision is pithiness, promoting rural financial system reform and formating the rural financial system are the important way of promotion of farmer's income and the problems of peasant, rural areas and agriculture, which are healthy, efficient and competitive moderate.With the guide of relevant theories of development economics, subsidies on agricultural credit, agriculture, financial markets and the theory of imperfect competition and market, the article analyzes the problems faced by current China's rural financial support to the new rural development learn from the typical three countries (the United States, Bangladesh, India) to develop the rural carried out by the experience of rural financial reform from the point of view of the endogenous finance, exogenous and financial. The paper uses logic, deductive and inductive reasoning, combining qualitative analysis with quantitative analysis method. It discusses the plight of China's current rural finance, focused on the main countermeasures our financial system reform to achieve new countryside construction. At last, the paper points out that the difficulties of our rural finance system to support new rural construction determines the rural financial system in our country must carry out reform and innovation to identify key measures of financial reform in rural areas, making rural financial support to accelerate the development of new rural economy. Therefore, it must be deep from financial institutional reform, deregulation, standardize and guiding the new rural finance and private finance, improve services, the establishment of complementary policy support system, legal system, the credit environment.