The Design And Application Of Financial Ic Card In One-card-pass System

The project of one-card-pass system is the application of IC card and another set of payment system, independent of bank card, is aimed at the multi-application in all professions and trades. It reflects the features of multi-purpose card, and must follow the principle of specifications, effectiveness, openness, reliability, and so on. It is to include: financial consumption, vehicle refueling, social insurance, public transportation, and paying the charges of the bill, water, electric and other public utilities, and substituting for cash, and information carriers. After doing a survey of city card of other cities, this paper is cite metropolitan card as an example to study and analyze the contents, system configuration, applications, business model, and revenue model of the one-card-pass system, and to make a application feasibility analysis and propose a solution for it that in various fields.One-card-pass system is an open platform that could be compatible with the different banks and industry access. The system itself could ensure that all industrial applications isolated from each other, that the units regard the system as its own dedicated system when using this system. This article designs and implements the city card,describe the system can achieve the functions and processes of each functional module, The technical details of the system architecture, database design, interface standards with the subsystem.The application of financial IC card of this system is offline mode deal, which is especially used for the payment of vehicle refueling, public transportation, health care, fast food, and so on. The system of financial IC card meets the latest "China financial integrated circuit (IC card) specification," it is specifically aimed at industrial applications design to provide the function of electronic wallet, a card with many wallet, contact / contactless applications, bonus points and others for the clients. Payment and management to achieve the industry, support cross-regional, cross universal information system.