Path Of China's Financial Mixed Operation

From 1980s'on, States competing deregulation, Advocating financial liberalization. The late 20th century, With financial innovation and the continual emergence of the global financial market integration process gathers momentum, Mixed Management is becoming the world's financial industry as the mainstream development of the system. After accession to the WTO, China's financial sector is facing severe challenges. Financial Operation face of the international trend, China's financial industry doomed to conduct mixed operation, Mixed Management conducted the search for effective ways to step up research is worthy of in-depth reflection on the major issues.This paper from the financial mixed theory, Special Assets hypothesis, economies of scale and scope of economic theory, the concept of financial functions, Institutional Change Hypothesis four financial mixed theories are discussed in detail. According to the international status of the operation mode, Analysis of the United States, Britain, Germany and Japan Mixed Operation of the origin and development process, The international community generally the two major mixed operation mode (all-embracing system of banks and financial holding companies) were compared, Financial holding company almighty banking system more capable of guarding against financial risks, play mixed operations synergies and equity leveraged play. Analysis of the mixed operation of China's financial industry and the feasibility of inevitability, That China's financial industry is the trend of the times with mixed operations, Financial holding company is the best choice for mixed operation. PING AN GROUP to Financial Holding Group as an example of transformation, Analysis of the current financial holding company of the problems faced by. The financial holding company of the Construction, the main choice, corporate governance aspects of how to build financial holding companies are discussed in detail. On the basis of the successful experience at home and abroad, That China should establish a purely financial holding company, And explore progressive financial holding company of the Group effective path.At present, China's financial holding companies should address the following issues: Accelerate financial legislation Improving external supervision; Improve the financial holding company's corporate governance structure; Strengthen the industrial capital of the financial holding company regulation; Establish financial holding companies operating in a good environment.