Research On Mixed Operation Mode Of City Commercial Banks

For China’s city commercial banks, in the context of financial globalization, financial mixed operation is an inevitable trend at this stage. In the sub-sector business model, China’s city commercial banks can not meet the comprehensive needs of the domestic financial market financial services consumers, but also with the multinational financial group international financial market competition at a disadvantage. China’s urban commercial banks to financial innovation, technological innovation, driven by the integrated and diversified mixed model transformation, in order to solve the current bottleneck of city commercial banks.In this paper, first the theoretical basis of urban bakning made an exposition, then the status of the development of urban commercial banks for data analysis and internal factors summarized city bakning restructuring, combined with China’s city commercial banks Mixed Business transformation external factors, qualitative analysis of the necessity of the city bakning transformation. Then mixed business model of Western countries made a case study, summed up China’s urban commercial banks for restructuring Mixed learn from the experience of the last innovation of the proposed city bakning development strategy and policy advice.