Improve The Ways Of The Old-age Insurance System In China

Social security is people's safe harbor. Concerning, valuing, protecting and improving people's livelihood, are keys to build a harmonious society. Fairness, justice, and sharing are core values of constructing a harmonious society, which could be realized by social security system, an irreplaceable institutional arrangement. At the same time, the specific social security policy options are also important. Since the founding of People's Republic of China, the central government has begun to build the endowment insurance system. Old-age insurance system is to protect the basic needs of life of the old. Implementation of old-age insurance system is conducive to social stability and unity and coordination of development and to thoroughly implement the scientific concept of development, is building a socialist harmonious society's needs. Social Security in a long time will continue to be selective institutional arrangements, as a basic item of the basic old-age insurance to take account of the special Commission of the accumulation of the financial mechanism, we must uphold the decision of the insured person in close connection with the rights and obligations and to meet The ageing of the population and take the appropriate preparation of financial accumulation. Old-age insurance system emphasized the personal account pension incentives and labor contributions to the difference, not only absorbed the traditions of the old-age insurance system of merit, and learn from the model of the strengths of individual accounts, reflects the social fairness and efficiency principles. China's reunification accounts from the old-age insurance system with the operation, played a personal account to attract and encourage individual workers to pay pension premiums role. At the same time, aging speed is getting faster in China, "integration with accounts, some of accumulation" model of innovation system can not evade the existence of "hidden debt" and so on, a personal account "empty account" operation, this caused a new dominant debt pressure.Old-age insurance system should have a unified national, regional co-ordination, the results become an obstacle to the flow of workers and undermine fair competition in the market economy the negative factors. Therefore, the social security system to make its attention to safeguard social fairness and justice and the protection of citizens share the fruits of development function, we must enhance the management level, particularly old-age insurance should be realized as soon as possible co-ordinate the national level, can we really like old-age insurance system is really starting To uphold fairness and justice and the realization of sharing the fruits of development role. Social insurance system is the basic objective of lifting the worries of workers, and through the promotion of welfare of workers to meet to resolve labour conflicts and safeguard social fairness and justice purposes, but only understand this point, is not enough! To address the problem of empty accounts, personal accounts do is markedly effective important issues, and solid individual accounts are bound to China's endowment insurance system for the improvement of far-reaching impact on the rights and interests of enterprises and workers will also receive better protection.At the same time just "do it" is not enough, the country should formulate a more workable implementation details, and indeed still relevant to the needs of the policy to support and support. States should be selective and the sharing of responsibilities, such as from the financial support, tax relief, employment assistance and other aspects of those labor-intensive small and medium enterprises to help to alleviate the pressure on enterprises. This article is from Yantai City to implement the personal accounts of the work is done through the introduction of China's endowment insurance system for the development and changes in several stages and characteristics of major accounts with the Commission at this stage of the meaning and characteristics that make it personal accounts Necessity and feasibility. At the same time it is done in Yantai City with personal accounts of working practices, on how smooth the work and personal recommendations, so as to further improve the pension insurance to make a contribution.So it needs joint efforts of all parties in individual accounts, participation. Account to do it in the process of doing it is faced with the choice of the scale of the problem and the problem of maintaining and increasing the value of the multiple pressures. The system of pension insurance funds only value is not enough, to achieve value-added investment and an inherent requirement of the period.Rational choice of taking both employers and employees share the responsibility of self-government support the development of the road is the inevitable choice. Old-age insurance and the state finance should maintain a proper distance, while old-age insurance to strengthen social supervision, so as open and transparent and clear to trade unions, employer organizations involved in monitoring the right to avoid immediate interests with long-term effectiveness of the intensification of the conflict. In short, and solid individual accounts are in old-age insurance system mode of exploration stage, we should use today's perspective to address the development of a comprehensive upgrade of the people's livelihood, only the protection of people's livelihood can be based on the continuous improvement of people's livelihood, the only appropriate choice "Do it" approach to enable the Government to govern for the people, a people-based governance from the true concept of a political declaration to the appropriate institutional arrangements and policy measures to support change.