The Introduction Of Independent Innovation Capability Of High-tech Corporate Credit Risk Assessment Study

From the early 1980s to today, China's high-tech enterprises has entered the rapid development of the situation, as well as China's high-tech enterprises has made direct contributions in China's economic growth and has created many new industries playing a more and more important role in the economic development. However, there is also a big gap between international and national. The development of China's high-tech enterprises still weak capacity for independent innovation and a shortage of funds two major difficulties that hinder the high-tech enterprises rapid and steady development. Becauce venture capital market is still underdeveloped, indirect financing of high-tech enterprises have become the main means of financing and banks and guarantee agencies need a scientific and reasonable credit assessment tools. As high-tech enterprises for independent innovation is the lifeblood of sustainable development, the paper this paper has carried on the following research on independent innovation and credit assessment of high-tech enterprises:First, the paper definite high-tech, high-tech enterprises and describe on the characteristics of high-tech enterprisesSecond, based on the characteristics of high-tech enterprises, we find the larger impact for the ability of independent innovation indicators in the high-tech enterprises. Through technical innovation potential resources, technological innovation, technological innovation output capacity and technological innovation environment construction of the four high-tech enterprises the ability of independent innovation index system, we establish a comprehensive evaluation model to high-tech enterprises. As an example, we study Chengdu high-tech enterprises in the industry the ability of independent innovation and obtain it's comprehensive ranking.Third, based on the analysis of the characteristics of high-tech enterprises, we constructed to profitability, solvency, management ability and the ability of independent innovation indicators as an index system of high-tech enterprises credit evaluation index system, and we choose the method of data analysis and the distinction matrix to reduce high technologies enterprises credit risk assessment indicators; Finally, we construct high technologies business credit risk evaluation indicators system.Fourth, based on various methods of analysis, then we choose the right entropy method, analytic hierarchy process and grey cluster to assess high-tech enterprises credit risk, and nine high-tech Chengdu enterprises as an example, we obtain the assessment of each firm's credit rating.Finally, this paper is concluded the conclusion and to be analyzed, and proposed the value and our proposal.