Western Minority Areas Of City Commercial Banks Regional Development

City Commercial Banks are one of the outcomes of China's financial system reform. They are city commercial banks, which are restructured from former City Credit Co-operative. When compete with the stateowned bank, national commercial bank and the foreign capital bank, the city commercial bank still belongs to a minority community and it is placed in bad situation at the property scale, science and technology level, talented person etc. However the geographic restrictions limited the development of city commercial bank. At 2007 April The management committee of bank direct means a city trading company definitely as long as attain related take charge of index sign can immediately across a district development, thus explicit the city commercial bank across the direction of district development. Localizing a development will become city commercial bank the inevitable trend of the development necessarily.The National Area of West China has an important and strategic position in the development of our country economy.The city commercial bank of National Area ofWest China provided a certain finance support for the development of that region economy. The development scale of city commercial bank of National Area of West China is widespread currently smaller, and the profit ability is worse.Now there are a lot of problems with the development of the city commercial bank of National Area of West China, like the capital adequacy rate shortage, corporate governance structure is not reasonable, shortage of people etc.This article inquiry into The city commercial bank of National Area of West China of the race region localization a development in analyzing the content, theories of the localization development of the city commercial bank a basis of foundation of necessity and possibility, and put forward its localization a development of counterplan.This text thinks that the regional development of western city commercial bank of the race region needs bank to take charge of reason section and policy support of the local government, even needing the exaltation of the oneself core competencies of the city commercial bank. Pass to across district to establish in localizing the foundation of market fixed position definitely the branch organization, business unites, merger reorganization of mode realization localization development of target.