Primary Commercial Bank Financial Management Of The Supply Chain Research

Supply-chain finance has been rapidly adopted since it was promoted in 2005 by Shenzhen Development Bank. However, this business has been in a slow progress, owing to its failing to develop in small and medium-sized cities and its traditional mode of management. On the practice of commercial banks in Yangzhou, the paper analyzes the significance of the development of supply-chain finance in banks at basic level. With theory and experience in managing modern commercial banks, the paper also constructs a new management pattern for this business, which provides security in mechanisms and systems for its development.Taking the practice of Yangzhou Commercial Bank as the background and modern commercial bank management theories as theoretical basis, such as Asymmetric Information Theory, Dynamic Competition Theory, and Basel New Agreement, the paper attempts to frame basic management of supply-chain finance. The paper consists of seven chapters.Chapter One introduces the research objectives, methods and ideas of this paper.Chapter Two gives a full theoretical analysis of supply-chain finance. It articulates the meaning of this business, summarizes recent research home and abroad, supplies the business with new theoretical evidences based on Asymmetric Information Theory and Dynamic Competition Theory.Chapter Three focuses on the significance of supply-chain finance in the development of banks at basic level. With a case study of Yangzhou Commercial Bank, it reveals the practical importance of this business from two perspectives: the Bank' s exterior environment and its credit management.Chapter Four expounds reasons that affect the development of supply-chain finance in Yangzhou, and puts forward the key to the problem that a new mode of operation and management should be established in banks at basic level.Chapter Five dwells on the management of supply-chain finance, its marketing management and its capital management, and suggests that matching systems be set up to help carry out the operation and management of this business.Chapter Six explains credit granting management of supply-chain finance, which is the core of the operation and management of this business, and this chapter creatively advances a credit granting pattern for supply-chain finance management.Chapter Seven outlines, through case studies, some concrete experience and suggestions as to how to develop supply-chain finance.