Ownership Structure, Corporate Governance And Improve The Efficiency Of State-owned Commercial Banks,

From a market structure,the state-owned banks in China's overall financial system dominated. China's state-owned banks experienced from specialized banks to state-owned commercial banks, joint-stock commercial banks and then to changes in the process of reform is full of every opportunity and challenge, also contributed to the development of state-owned banks. Especially joint-stock reform of state-owned commercial banks continue to raise the level of business, asset quality improved significantly.This paper analyzes the ownership structure, corporate governance of state-owned commercial bank efficiency effects, analyzes the share reform, the state-owned commercial bank ownership structure and corporate governance situation and problems, and proposed to deepen the shareholding system reform, improve corporate governance of measures.This paper argues the following points:ownership structure on the efficiency of state-owned commercial banks have a major impact, and under certain conditions, the role of market structure than the efficiency of the bank; property structure should be adopted by commercial banks the role of corporate governance to be effective in efficiency, corporate governance is affecting the efficiency of state-owned commercial banks, an important factor; share reform, the Chinese joint-stock reform of state-owned commercial banks have yet to be thorough, corporate governance has yet to be improved.