The Internet Credit Card Fraud

With the gradual maturity of the computer and network technology, the e-commerce has developed rapidly, which promoted the process of credit card business, also credit card pays without card. It meets the requirements of the network economic activity funds to pay in good time and become the main financial payment of network economic activity. Online credit card payment brings people some convenience, but also provides a low-cost but highly efficient crime platform for the various frauds. Net work credit card crime has emerged some new crime forms, such as online credit card impersonation, forgery of credit card and using and protest after using the card. Therefore it is necessary to interpret on the issue of application of the network credit card fraud. Including status of credit card fraud, characteristics and hazards of the network credit card, etc, also discussed the causes of credit card fraud. Finally, take some preventive measures from the guard system, individual guard and the overall co-ordination to eliminate credit card fraud.This article includes four parts:The first part is the introduction. This section analyzes the reasons for the credit card network development. Compared with the traditional trading, it has a lot of advantages, also brings the network card fraud. Have a basic understanding of the legislation course of credit card fraud. Reviews on the present research at home and abroad. Finial summarized the theoretical and practical meaning of this subject.The second part is the legal study of network credit card fraud. By means of implements of the network credit card fraud, find out its forms of crime, and have a discussing about the nature of the crime, the status and features of the credit card fraud concluded that it has a serious threat.The third part is the Interpretation of the constantly changing and updates of network card fraud criminal means, from the legislation, jurisdiction, the banking supervision system, personal and other different aspects of the network to further resolve the causes of crime, credit card fraud. The fourth part is the preventive measures related to the elimination of credit card fraud. For some aspects of the system, individuals, banks and public security cooperation, give some perspectives and proposals.