Research On The Legal Problems Of Financial Consumers' Rights Protection

As the world with in the scope of financial mixed, in the development of financial innovation and financial liberalization under the background of the deepening, financial consumer protection concept calls for growing. After the 2008 financial crisis, the financial consumer protection has become an important objective of financial regulation and financial legislation and tasks to solve the financial dispute is a common challenge facing all countries in the world.Financial utilities in China in recent years, rapid development and the deepening of financial innovation at the same time, the situation of the financial consumers’ rights and interests are violated is widespread, very difficult financial consumer rights protection, on the other hand, system and mechanism of financial consumer protection in China is not a system, in the legislative, regulatory and dispute resolution issues is a big problem, improve the financial consumer rights protection system in our country, the need to learn from countries such as Britain, Japan, the United States form a mandatory and self-discipline mechanism of combining the concept of financial consumer protection legislation. From the perspective of unified regulation, integration of the existing legislative, judicial and administrative law enforcement resources, intensify the protection of financial consumer, provide across the banking, securities, insurance and other financial markets of the lateral system and legal protection.