Study Of The Development Of Small And Medium-sized Financial Institutions In China

For the small and medium-sized financial institutions in China, there is a bumpy and rough way to go, especially after China's entry into WTO. They will face heated competition both from state-owned banks and from foreign-capital banks. Thus it becomes extremely necessary to find out some promoting tactics for them. This thesis, premised on the practical development of small and medium-sized financial institutions in our country, studied thoroughly, systematically and profoundly the promoting issues, based on the financial institutions' promoting theories and used for reference the findings of some economists and the promoting experiences of some fellow institutions abroad.Firstly, the thesis covers the fundamental concept, trait and the present situation of the small and medium-sized financial institutions. It concludes that the survival of the institutions is not only probable but also necessary. And then it analyzes the opportunities and challenges brought by China's entry into WTO. Finally, the thesis proposes such promoting tactics as putting the institution in a proper market place, perfecting the management structure of the legal being, going into innovation, giving priority to the exploration of labor resources, and promoting cooperation, with other financial institutions. The thesis also proposes such subsidiary measures as giving financial aid to the institutions, conferring more power on them, and enhancing financial supervision as well.