On State-owned Commercial Banks Reform Of Property Rights

Although having gained great achievements since 1979, the reform of state-owned commercial banks is still standing at the external system. Ignoring the reform of property right system places state-owned commercial banks in a dilemma. The deficiencies in property right system are the major root of the inefficient performance of state-owned commercial banks. Therefore, the reform in property right system is the key to establish the modern commercial bank system. It's necessary to clarify the property right and to develop multiple property right subjects by absorbing and integrating state share, personal share, public share, corporate share and foreign share. Stock-shared system reform is an effective approach to carry out the reform of property right system in that it has many advantages to solve the current dilemma of state-owned commercial banks.