| Ⅰ Aim of ResearchChina has entered the WTO for some time, and foreign insurance companies are swarming into Chinese insurance market. Until November 2002, 34 foreign insurance institutions has been allowed to operate in China, and 112 foreign insurance companies from 19 countries has established 199 representative offices in 14 cities of our country. Since the insurance industry is very special and it plays a very important part in the national economy, how to take effective administration measures to the foreign insurance company is very important to the development of insurance industry and the micro-economy of our country. Joint venture life insurance company, especially, is the main form of any foreign life insurance company will adopt in order to enter Chinese insurance market. Understanding these JV companies' characteristics and the trends after China's entering the WTO is helpful to give suggestions on how to take effective administration measure to these JV companies, thus helpful to the development of our insurance industry, the development of the national economy, and also, helpful to the maintenance of the rights and interests of the insured, and the maintenance of the social's stability.Up to the present, researches on China's insurance industry about the WTO have centered primarily on the comparing between the foreign insurance companies and domestic insurance companies, analyzing their advantages and disadvantages, and giving suggestions for domestic companies on how to fight against foreign companies. To the author's opinions, however, our insurance markets is a very primary one, full of potential. The foreign insurance company will hardly take over our insurance market and threaten the survival of domestic insurance company. On the contrary, we can make good use of their top levelmanaging method, technics and experience to explore our insurance markets together with domestic companies. JV life insurance companies are effective combinations between them. However, the JV life insurance companies of our country have problem of their own. So how to take effective administration measures to these companies and urge them to make contributions for the development of our insurance market is really an urgent matter. The aim of this paper is to find out the appropriate administration measures through the investigations on the development of JV companies before China's entering the WTO, the administration of our country to the JV companies, and the new characteristics and trend of the JV companies.Ⅱ Logical StructureThe paper is divided into 4 chapters:Chapter One, The Evaluation Of JV Life Insurance Companies Before China's Entering the WTOThis chapter introduces the tree periods of the opening of our insurance market: in 1980s foreign insurance companies were allowed to establish representative offices in China; since 1992 Shanghai and Guangzhou were opened to foreign insurance companies as the experimental unit; from the time the CIRC was set up 'till China entered the WTO. This chapter also discusses the contribution the JV companies had made for the development of our insurance market, and last, the internal and external factors which have negative effect on the operations of JV companies.Chapter Two, The Evaluation Of The Adiministration To JV Life Insurance Company Before China's Entering The WTO.In this chapter, the basic theories of insurance administration are introduced. It discusses the concept, the understanding of the concept, the cause of the administration, the target and content of administration, the administration of foreign companies and the meaning of administration.This makes a theory basis for the latter parts. Then it introduces the three periods of the supervision to joint life insurance company: 1949 to 1979, 1979 to 1998, and 1998 till now. This chapter also analyses our supervision to joint life insurance company before entering WTO, such as establishing admittance to foreign insurance company, examining and approving joint life ins... |
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