Financial Institutions On Crisis Handling Legal Issues

With the deep development of economic system reform, China financial institute confront the operation transformation in structures, forms and systems. Because of the problems, such as bad outer trust environment and poor inner management system, the qualities of the assets are normally very lower. The financial institutes frequently be dismissed, merged and even broke for the reasons of asset's properties in flow, safety an d profitability that can't meet the need for the normal operation, when China enters into WTO and the financial industry opens to the outside, our financial institutes certainly will take part in the competition in the worldwide area.From the above view, we can make a conclusion that the financial institute will be reorganized. So studying the legal issues in handing problem financial institutes has a very important practical meaning.The paper analysis the reason how the problem financial institute generate and the conflicts between the reason how the problem financial institute generate and the conflicts between the current handling means and the related laws, referring the well legal regulations of abroad and considering the current situation of our financial institutes, the paper make it cleat in theory that the law should grant the financial supervisory bureau a direct right and a clear handing means in dealing with the problem financial institutes to secure the right of the depositor in order to minimize the loss and get rid of the financial risk, the author also speak our to grant the legal statue to the financial asset management companies and pay attention to take back the poor asset from the reformed problem financial institute.It's a long round and tough task to regulate the law and regulations in hurdling problem financial institute. This will be benefit to management and control of the whole financial supervisory bureau and the support from legislation. Only this can secure the supervisory to be legal, far and order and strengthen the whole competition ability of our country's financial industry.