Wto System, Our Strategy Of Market Access For Foreign Banks

In order to promoting the opening finance service trade , establishing a global, normative and international financial service trade development order, WTO system definited finance service, financial service trade provide the way and relevant concept of influencing finance service trade measure. Members reached the lawmaking measure about the trade of international financial service which is the relevant most-favored nation the treatment, market access , citizen's treatment, respect each member' s lawmaking measures come from the serious and series of discipline agreement of adopting .applying clarity. Market access is one of the core problem of the financial service trades. On the other hand the first step which the foreign country finance serve and its promoter want to attain is to enter the financial service market of host country ;0n the other hand, host country government control the market access and hold the active power , this is the important measure to maintain stabilizion of one country' s finical system. Therefore, the market access of finical service trade is an extremely important problem to all countries, ((the general agreement on of trade in service)) , ((The understanding concerning financial service commitment)), ((the finance service trade agreement in world )) which under WTO system all took into the regulation to that problem to optimize the environment of all countries financial service market access.Writer first expatiate various disciplines accord which is in WTO system concerning international financial trades , then, after deep understanding the concept and system of financial service about WTO system trade market access , together with the trend of finical globzation and realistic condition of the banking. Since positive, open, fair competition, promote our country financial market developing and making our country banking strong and big, in addition to hold activity, remain the benefit and move the defection, dissolve risk of opening, maintain our country financial system' s target and principle, bring up eight items responding strategy, and suggest that our country should adopt when making law and policy.First, the writer recognize that, any industry will be strong in the severe market competition .The rising of Chinese appliance industry has been conformed this view accuracy of. So does the financial industry. In recent years, One of the key reason of the enhance of the operate efficiency which state-owned four greatest commercial banks have is that the appearance of the a series of stockcommercial banks such as ZHONGXIN ,GUANGDA , MINSHENG,PUFA .bring about the consequence of competition .So ,the writer advise that we should adopt high degree market entrance for foreign banks , open the scope of the banking affairs in every aspects. It should allow foreign banks manage operation which our own banks manage. Through the foreign banks intervent each departments that our own banks manage, this promotes our own banks changing and developing. At the same time , it realize high degree the same treatment and establish the visualization of reform and opening .But according to the basis of our country finance is weak and it was too late to for reforming so when operate high degree market entrance ,it also adopt some strategy to remove the bad effects. First, in the " transition period", it adopt whole market entrance before the rising of competition power for our own banks, second, the accessible objecks for key banking business, e. g . individual RMB deposibe business , are sef as the foreign banks of rich capital .advanced management , obeyance to laws and regulations , fair play, high reputation ,and other relevant reguirements.Second , in order to maintain the safety and promote the healthy development of finance industry ., the writer advised that we should choose foreign banks which of abundance capital , advanced management obey the rules and good reputation as objects for market entrance;Third, after analyzing the three entrance formation , the writer discover that the fo...