On The Improvement Of The Legal System Of China's Personal Credit

The System of Market Economy is in fact a kind of Credit Economy which has already been established at the moment in China. However, the personal credit of our country legislates is overdue. The laws and regulations of relevant personal credit is not perfect, which have already hampered the development of economy in our country seriously. And then how to set up and improve the legal system of personal credit of our country is becoming more and more urgent. According to the reality of our country, writer will give some advice to improve the legal system of personal credit, and hopes that it will benefit the construction of the legal system of personal credit of our country. For this reason, this text will divide four major parts.Part one has introduced the concept and meaning about legal system of personal credit. Personal credit, which refers to the individual ability to fulfill agreement and pay for the debts, is a corresponding trust and evaluation obtained among the public. Legal system of personal credit is a series of behavioral norms and regulations with legal effect which is made and implemented by the state to manage, ensure and supervise the citizens' personal credit. The core of the legal system of personal credit lies in personal credit right. The right of personal credit refers to the right of using, protecting and maintaining credit enjoyed by the civil subject under the condition that he has the ability to fulfill agreement and pays for the debts and has gotten the corresponding trust and evaluation. Its main content is the use, maintenance and protecting of credit right. The meaning of setting up the legal system of personal credit lies in that it is the inherent requirement for the market economy system of socialism, the urgent requirement for expanding domestic demand, rectifying and standardizing the important guarantee of the market economy order, implementing administration of the country according to legal policy , improving working efficiency of government, incorporating our country into international community reality. Meanwhile, it is the inevitable requirement to set up the legal system of personal credit and develop socialist spiritual enlightenment.Part two is mainly about the historical and realistic existing problem about the credit system of our country. Our country is influenced by Confucianism for thousands of years. The credit views of the Confucius have a long history and he has...