Cooperation Contract

This essay studies Chinese Money-loan Associations --a civilian financial custom possesses cooperation and mutual help as its characters which is unique in eastern society. The writer makes an integrated introduction about Chinese Money-loan Associations, including the concept, party , property of law and how to deal with Daohui. The writer explores its existing state under the current Chinese Lex from the relation between custom and written law, elicits the interaction orbit which is a benign interaction mode between the custom and state law from the individual case and abundant data. Then educed the develop tendency of the Chinese Money-loan Associations is actualize its codification from the Innominate Contract theory. But it still has a long way to go. To the contrary, civilian Money-loan dissension needs code protection and regulation urgently. So to find out methods of the supplementation of the gaps in Chinese Money-loan Associations is an urgent affair. From the angle of legal methodology, it has theoretical and practical meanings to use habit and establish supplemental method of the Formation and Development of the Law Outside the Statute Law and it will solve Money-loan problems effectively and betimes in judicial practices.