Research On Risk Control Capability Of P2P Platform In China

Peer-to-Peer Lending(P2P Lending)is a medium(P2P platform) based on the Internet that figured with specifical information, which lines the equivalence.It is a kind of direct mode of financing. As this new model of lending services platform has quick and simple way to obtain capital,a large number of P2 P platformerects in China.Then China becomes the P2 P gaint in the world.Nowadays,the worst thing hiding in P2 P market in China is its weakness on risk control.On one hand,it makes the cost rising,on the other hand,it pushs the investors away,which constraint the development of Chinese P2 P market.Based on the data that collects from 20 P2 P platform in China,we develop a model to evalate the P2 P platform’s strength on risk control by using fuzzy comprehensive evaluation method.After that we test the sample to prove the effectiveness of the fuzzy comprehensive evaluation model we develop above.The full text is divided into five chapters. First chapter,we mainly introduce the review of the literature,the significance and background of this text.The second chapter, we give some introductions on methods of evalution.The third chapter,we analysize the risk of P2 P platform in China and develop the comprehensive evaluation model to evalute the risk control level of Chinese P2 P platfrom.The forth chapter,we test the effectiveness of this model.Finally,we make some conclusions and expectations.There are two innovations in this text:first,we stand on the side of managers of P2 P platform to study the risk control;second,we develop a new model to evalute the risk control level of Chinese P2 P platrom and give some sugesstions..