A Study On The Process And Effect Of Mencius Bank 's Business System Reform

Only through continuous reform and innovation, enterprises can achieve sustainable development of the power which the organization through restructuring is one of the important methods of reform. In today’s rapidly changing the face of the financial market continues to mature and increasingly tough competitive environment, the development of the domestic banking sector can be described as a fiasco, and how to respond to the interest rate market has become a serious problem of domestic banks. And when the doors of the domestic banking business continues to open it to foreign banks, domestic banks has been suffering from unprecedented challenges. The domestic banking sector is undergoing internal and external problems so that domestic banks have to find ways to look for a sustainable development of the road. While most domestic banks attempt to survive by reform and development, diversified approach to reform will continue to emerge. In such a period, the one will have a portion of the bank through resolute reforms, occupies a place, out of the pre-dawn darkness, from small to large. Cong poor to good, to become a leading bank; while the other ones of the reform hesitant banks, this trend may mediocre; Perhaps there opinionated in a changing environment is also an attempt to change the status quo of the bank, it may only be the outcome of mergers and acquisitions.. Through in-depth analysis of joint-stock commercial banks have problems, serious discussion of the advantages and disadvantages of division system, on the basis of Minsheng Bank division system establishment, development, analysis of the reform process, the bank’s reform initiatives on specific analysis, and on reform program put forward constructive suggestions.