Evaluation Of Intellectual Property Value Of Pledge Financing Of Small And Medium - Sized Enterprises

In the "transformation and upgrading of enterprises" and "Internet +" widely infiltrated all walks of life to the background, our country will have more asset-light type and technological innovative small and medium enterprises.Asset-light is the future trend of enterprise form, then through intellectual property pledge financing will become the new economic normality of small and medium enterprises. Currently there are still a large number of professional issues unresolved in the intellectual property pledge financing business of small and medium enterprises, particularly the proposed pledge of intellectual property valuation difficult and risk control difficult to carry out a key issue restrict banks and other financial institutions related business.The special nature likes intangible, unique, uniqueness and other features of intellectual property itself and SMEs brought, increase the difficult of SME financing pledge of intellectual property assessment.Intellectual property assessment for the purpose of Pledge financing is a key part to help SMEs obtain project financing, promote the industrialization of the results of intellectual property rights.The current study to assess the value of intellectual property pledge financing issue has a strong theoretical and practical significance.In this paper, the characteristics of the current mode of financing of SMEs and their intellectual property rights as well as our existing intellectual property pledge financing and characteristics of summarization,And the characteristics and particularity of valuation under intellectual property pledge financing objective analysis and discussion,Select the value of the loan as collateral appraised value type.In the traditional assessment methods in the evaluation of intellectual property pledge applicability and limitations of the analysis basis, both from the perspective of financing, to improve the income approach model.By constructing the spot value of the correction factor small and medium enterprises to be invested intellectual property rights, index factors set expiration liquidation value correction coefficient pledge financing and risk factors.By combining the Rate of expert investigation and comprehensive evaluation method and fuzzy AHP to quantify three correction coefficient in order to achieve scientific and accurate assessment.