Research On The Intellectual Property Pledge Finacing System

With the continuous development of market economy, intellectual property as intangible property rights has been growing attention to IPR pledge loan business has gradually carried out, establish and improve the intellectual property assessment system, registration of intellectual property, the establishment of valid knowledge Property pledge the loan contract, limiting the value of intellectual property rights of the pledgor the right to decline to review the pledge of intellectual property rights set the behavior, quality and timely disposal of intellectual property has been set up is very important. But in China, intellectual property security for loans was not carried out smoothly.Mortgage of intellectual property is a legal system which set pledge to protect credit by taking transferable intellectual property as object.As one of the most important models of intellectual property capitalization.mortgage on intellectual property plays a great role in promoting capitalcirculation.ensuring transaction security and encouraging independent innovation. Pledge of intellectual property in China is still in its infancy, the need for government to guide and support the active participation of banks.However.the current mortgage on intellectual property systemin China is not perfect.the theory research is not profound.the operating experiences of market object and financial institution is deficient.and thenthe secured financing function of intellectual property can't fully exert.This paper is commercial bank loan pledge of intellectual property rights as research subjects, through research. "Science and Technology Progress Law", "Guarantee Law" and other professional legal knowledge theory, specific analysis of the actual situation of the business, for study in depth the problems for the realization of the development of intellectual property mortgage business to provide a better reference. Meanwhile, for small and medium enterprise financing of science and technology first-hand information on the theory and then explore the development of the general law of pledge of intellectual property, and constantly enrich and improve the development of new ways of intellectual property mortgage.