Agricultural Insurance System And The Economics Of The Operation Mechanism

Agriculture is the foundation of the national economy, it is also a weak quality industry that has high risk. The particularity of the agricultural production makes the agricultural risk has extensive source, high cost and complication etc. During the agriculture production, the agricultural risk almost exists everywhere and all time. Because of the actual situation in our country, the agricultural risk is more complicated and diverse, the economy loss which the agricultural risk causes is increasingly huge.Along with the economic system reform to deepen constantly, the initial establishment of the market economy system, the market competition is increasingly drastic, and the agricultural production is influenced by various risks. Especially after our country entering WTO, various risks including the market risk present increasingly and interact, so the complicated risks affect stability of the rural area and developing of the agricultural economy. Under this background, the agricultural production imperatively needs a effective risk management tool and institutional arrangement to transfer increasingly huge agricultural risks.Agricultural insurance is a effective risk management tool which transfers catastrophic risks and insure the stability of agricultural production. It goes without saying that agricultural insurance is a kind of institutional arrangement which controls the agricultural production risks by the way of insurance. However, agricultural insurance confront a dilemma situation which the scale of agricultural insurance decreases constantly in China.Under this background, this thesis elaborates evolving of agricultural insurance, analyzes the commercial running mechanism of agricultural insurance, and so clarifies understanding of the attribute of agricultural...