Match The Cash Flow Management And Its Application In The Personal Finance

1,The setting of research topic and the aim of this thesisA well-done of personal finance can not make a person rich or prevent a one from poor. while, a well-done of personnal finance can teach him/her the ways to manage his/her wealth rationally to gain his/her goals or desire in life-cycle easily.Financial institutions over the sea provide personal finance services for decades,but it as a emerging markets for chinese financial intermediary is just on the way. A survey done by China Economic Monitoring Center shows that about 70% residents need the help from personal finance consultant. So, to probe into this topic is very meaningful to the development of our financial planning industry and our financial market.The aim of this thesis lies in treating personal finance as a cash flow management process,and useing cash flow model to studey personal financial planning and cash matching theory to manage one's personal finance.2,Main contentsThe main contents of this thesis as follows: Chapter 1 is an introduction part.It mainly discusses why the author choose cash flow theory to inquiry into personal financial planning problem.Chapter 2 mainly introduces basic principle of personal financial planning and the characteristics of cash flow sequence. It's including: the defination and the characteristics of financial planning; the content of cash flow and its management; the cash flow model and personal cash sequence in the finance mangaing process. The main purpose of this part is to introduce the cash flow theories and to define the...