Comparison Of Cross-strait Financial Regulatory System And Its Reference

The financial industry is one servicing business of the forerunner, point, it the biggest special features for conduct is through the multiple theories, absorb the public savings to create reputation, so its leverage is specially high, the safety and equity also need big in other business enterprises, so in order to support financial order and trade a safety and guarantee social people's benefits taking charge of the establishment of the financial supervision system .The administration financial direct management committee, in Taiwanese region, establishes formally July of fourth in 2004, is descend by that organization to govern of the bank bureau, the stock certificate futures bureau and the insurance bureau is in control of to take charge of business, making the finance take charge of function vert toward the function from the organization, practicing the target that the the only supervision organization, finance takes charge of the only to turn in order to; The mainland carries out a finance to take charge of 1 dollar to turn originally, people's bank of the China is unique to take charge of an organization, starting from June of 1998, mainland financial industry carries out a cent formally already a camp, the cent industry to take charge of, people's bank, the certificate would, protect would etc three greatest organization, be responsible for the bank, stock certificate and the insurance industry reason business respectively, three year April the Chinese silver will establish formally according to the organization reform in State Department project, catcher's people's bank takes charge of business at first to carry out the target that the bank takes charge of to separate with monetary policy.It is found in the statistical analyses that there exists a great deal of differences in the financial supervision between Taiwan and Mainland China. Regarding the importance of supervision laws, the supervision system of Taiwan is getting mature by subjecting everything to law. Mainland China, on the other hand, is still subject to man-governing rule, which pays less respect to supervision laws. Their supervision organizations also lack authority in enforcement of the laws. In addition, due to different cultures systems of the Cross-Straits, most scholar of the interviewees from Taiwan agreed to a unitary supervision, whereas on few of the interviewees from Mainland China scholar agreed because they thought current...