China's State-owned Commercial Banks Research

The finance is the core of the modern economy, but the bank is the financial important constituent. The state-owned commercial bank is the axis of the financial system of our country, whether it is stable or not relate to directly our country stability of the financial system.The property total quantity of the Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank are account for the our country bank system complete property above 80%. Their management condition, the management level and the competition strength not only affect our country entire finance system directly the security and is stable, moreover represented and has reflected our country entire finance system international competition strength.Four big state-owned commercial banks occupy the dominant position throughout in our country bank system. But because of various reasons, the state-owned commercial bank all presents a kind of abnormal state development over a long period of time, the performance is low, the property quality is bad, capital gold shortage. These doubtless all huge enlargement the flimsiness of the Chinese financial system, conceive the risk of financial crisis. So, how make the state-owned commercial bank got away from the predicament of management is our current finance to work of heavy medium of heavy.