Research On The Supervision Of Chinese Financial Holding Companies In The Background Of The Financial Crisis

From a global perspective, there is no doubt that financial mixed operation is the main trends of modern finance. And financial holding companies are the main mode of financial mixed operation. A comprehensive and efficient supervision is significant for making financial market stability and the financial industry. There is no doubt that the supervision of financial holding companies has become an unavoidable issue. The outbreak of the U.S. subprime mortgage crisis in April 2007 developed into a global financial crisis Rapidly.And it has been severe challenges and tests for the International financial regulation unprecedentedly. "The history of world financial is also the history of global financial crisis ". Every crisis is a severe test and both an opportunity of development. Financial crisis propose new requirements to the supervision of financial around the world. Governments become more aware of how important the financial supervision to the stability of financial. So, how to Improve and strengthen the financial supervision has always become the focus of governments in the background of the financial crisis. Governments make associated reforms in abundance. The independent investment bank represented by the Lehman Brothers and the bank stick to the traditional banking business suffered even greater losses than Citigroup and other comprehensive financial holding group in the crisis. The financial holding companies have advantages to resist risks, it's has been highlighted in the Sub-prime crisis. The Sub-prime crisis also provided an opportunity for rapid development of the financial holding companies after the crisis.So, the regulatory reform of financial holding companies play a more important role in the transformation of financial regulatory system in the post-crisis era. Changes of the regulatory philosophy and specific changes of system design which reflected in the financial supervision reforms have an important reference in improving the regulation of financial holding companies. This text is divided into six parts. The logical structure of this formulation is carried out:Lack of supervision of financial markets is the deep reason of the financial crisis—The financial holding company play an important role in the financial markets and what is the enlightenment to strengthen the regulation of it—Governments have carried out reform of financial supervision in post-crisis—What is the reference to Chinese financial regulatory—Summarize the development of the financial holding company and supervision of the financial holding company in our country—Point out the problem—Make recommendations to improve the system design of the regulation of financial holding company by combining the above conclusions and the status of the financial holding company in our country.The first part is the introduction part, For Interpreting the purpose and the significance of this study. This aims of article is to make recommendations to improve the system design of the regulation of financial holding company by combining the above conclusions and the status of the financial holding company in our country. The second part related to define the concept of financial holding companies. It was also conducted in-depth analysis of the root of the financial crisis in the second part. In the third part:Brief introduction the typical of traditional national regulation of financial holding companies. And it's also compare and summarize financial regulatory reform of legal system development. The fourth part is point out the problems of regulation of financial holding company. It's making recommendations on improving the regulatory framework of financial holding companies in the fifth part of the article.The writing difficulties and innovations of thesis is that lacking of information on targeted. Correspondingly, the innovation of this paper is also reflected the starting point and the unique perspective in the thesis.