Study On Security And Risk Management During The Mobile Payment Project

With the popularity of the Internet and e-business, financial means of payment has become the bottleneck constraining economic development, value-added services in 3G mobile communication technology matures and the context of mobile payments as a new alternative to traditional means of transaction is the payment gradually into people's lives, and with the 3G mobile content and applications universal access charges, mobile payment business model has gradually been accepted. Covers a wide range of mobile payment services, is a fusion of new industries in various related industries, business opportunities, while the close cooperation between the needs of the industry to form a good chain. Mobile communication networks and because the complexity of its own mobile payment led to a series of risk issues, risk management will therefore do is to decide the future of mobile payment industrial chain booming a crucial issue.Firstly, China's current mobile payment on the status and detailed analysis of the means of payment that is facing the development of mobile payment opportunities and risks. Payment environment through the background of the Chinese description of the interrelationship between the industrial chain and the role of trying to structure risk management and security system of two levels of how to avoid the risks of mobile payment. Of the global development of mobile payment in-depth investigation and the real success stories of China Mobile, based on the analysis, the application of risk management tools project applications, mobile payment, and mobile payment made viable security architecture design.