Chinese Sports Insurance Security System Problem

The sports insurance safeguard question research, already arouses the various countries widespread interest and takes, some developed countries, for example US, its insurance business already quite were specially mature, not only had the consummation safe legal laws and regulations, the integrity sports arming device, the complete insurance operation system, also had the multitudinous safe technical personnel and the insurance broker, but also had the rich danger to plant as well as the greatly strengthened insurance consciousness. Our country sports insurance takes the emerging sports industry, although has obtained certain result, because but starts quite late, its management and the operation only is at the exploration stage, but also has many insufficiencies, after specially competes appears some big disabled accident not to be able promptly to give the safeguard, the sports insurance safeguard system flaw highlights.In 2008 the Beijing Olympic Games and in 2010 the Guangzhou Asian Games will conduct brings the huge opportunity for our country sports insurance business, simultaneously will also fill the challenge. Therefore, whether does the athlete appear the big disabled accident in the competition process to have the consummation insurance safeguard; After in 2008 the Beijing Olympic Games conduct, large quantities of active duty athletes retire or the career change, whether their next life will have the necessary sports safeguard and the social security system; Whether borrows Beijing the Olympic Games turning point, for our country sports insurance establishment persistent effect mechanism, with the overseas outstanding sports insurance safeguard system trail connection, the implementation system, the system and so on a series of question reform, urgently awaits to be solved.This article through to the domestic and foreign sports insurance present situation comparative analysis, summarized has restricted our country sports insurance fast development the main question: The government insufficiently takes to the sports insurance company, insurance propaganda dynamics is not strong; The sports amateur and athlete risk circumvention consciousness is not strong, the sports safe insurance rate is low; The sports insurance laws and regulations are not perfect, the insurance management efficiency is low; The safe danger plants solely, cannot satisfy sports the need to develop and so on. Proposed guarantees the sports insurance company benefit, enhances the insurance company to participate in the enthusiasm; The transformation government function role, establishes the multi-level disabled safeguard system; Displays the market leading role, the enhancement safe brand competitive power; Stresses the Beijing Olympic Games turning point tightly, the enhancement independent insurance rate and dynamics; Consummates the insurance laws and regulations, enlarge insurance consciousness; Strengthens to insurance business supervising and managing, impels suggestions and so on sports insurance commercialization. Has constructed our country sports insurance"the Trinity"the development pattern, namely in the sports insurance existing foundation, profits from the Japanese and American sports insurance advanced theory, with the aid of the Olympic Games effect, the conformity three superiority and the resources, causes it to help the joint effort, impels our country sports insurance safeguard enterprise fast development, solves the athlete and the general sports participant's extra worries, escorts the escort for our country sports enterprise vigorous development.