The Study On The Construct Of Long-term Operation Mechanism Of China's Endowment Insurance Fund

After 20 years of reform and development, China's endowment insurance has basically formed mutiple level, "TongZhang combination" institutional framework. As China's economic system reform deeply, aging population is more and more obvious, our tendency of endowment insurance fund operation, its long-term fourth-placed performance problem has become the most attention the current government problem. Construction of endowment insurance fund long-term operation mechanism, is China's endowment insurance business development needs, will also to our country's economic and social development, is the impact of China's socialist undertakings related to processed smoothly event.China's current endowment insurance fund operation mechanism also exist some disadvantages. Fund raising mechanism problems mainly focus on endowment insurance coverage, the payment rate and raise the legal norm funds-raising, etc. Pension fund investment operation mechanism problems mainly management system disorders, investment restrictions strictly and investment options are limited, leading to fund operations, lower benefit euterprises difficulties. Endowment insurance fund supervision mechanism problems is not perfect, the regulatory oversight system means unreasonable, supervision measures are not implemented, resulting in lack of system operation efficiency, nobody is responsible for problems. Finally, China's endowment insurance fund operation is the lack of a sound legal safeguard mechanism.The author through the raising of China's endowment insurance fund raise money, operation, supervision and legislation to the analysis of the current situation, problems in the current mechanism found, and then proposes suitable for China's endowment insurance fund is long-term operation Suggestions, this is the key and innovations. This paper mainly divided into five parts: the first part, the introduction. Involve expatiates the background and significance, the domestic and foreign relevant research status and the content and methods; The second part, endowment insurance fund is long-term operation mechanism theory expounded. Related concept definition of long-term operation and introduces the basic connotation and the importance of establishing long-effect mechanism; The third part, analysis of endowment insurance fund operation status and existing problems, including fund raise money, operation, supervision and fund operation four aspects of legal protection; Fourth part, pension fund in our country, proposes the countermeasures long-acting mechanism in the reference of foreign experience, on the basis of the specific conditions in China, combining, put forward the construction of China's endowment insurance fund is long-term operation mechanism countermeasures; The fifth part, epilogue.This paper uses the research method basically has: literature research. In this paper, the process of writing, referred to the literature. Inductive analysis. This paper USES inductive analysis to analyze the China's endowment insurance fund operation status quo and existing problems of China's specific conditions, combining, put forward the construction of China's endowment insurance fund is long-term operation mechanism countermeasures.This paper studies the theory can want both in the aspects of theory of fund running, and hope to have perfect through research to find suitable for China's endowment fund long-term operation of the realistic theoretical basis, eventually guide our pension fund operation.