Study On New System Of Rural Pension Insurance

The rural social old-age insurance in our country is the main component of social security system, it's also the weak link of the social security system.At present our country rural population aging phenomenon is seriously, traditional rural endowment patterns faced with daunting challenges, and the dual system ice difficult to break, inflation increasingly serious lack of consciousness, farmers ginseng. In this context, the central government 2009 September beginning proposed founding a new type of rural social endowment insurance, is currently in pilot midst. Practice is around dark progress continuously, and have made some achievements:policy of stability and articulated get promoted, a new type of rural social endowment insurance coverage and ensure degree improved, this system will improve the farmers' living standard, increases the farmers' income, narrow the gap with ease Growing trend, expanding domestic demand, promoting consumption, promote economic growth. But still exposed many unsolved problems, for instance, the lag and imperfect legislation, the government responsibility does not reach the designated position, account fund operation management weak, etc. In an ageing increasingly serious and traditional rural old-age support security function degradation situation, a new type of rural social endowment insurance system of the construction and perfection is particularly important. Rural endowment insurance, as an important social policy, both in relation to the farmers' interests, and directly relates to the social stability and development of the big picture. The rural old-age insurance system is an important policy, to ensure the basic life of rural ageing population, perfect countryside social security system, constructing the harmonious society are of significance.Based on the new rural endowment insurance system as the research object, in to the related concept definition, relevant social endowment insurance theory based on carding, analyzes our country executes a new type of rural social endowment insurance system's implementation background and its main content. Based on current domestic Qingdao, furthermore, Beijing new type of rural social endowment insurance pilot situation comparative analysis, found out the new rural old-age insurance system development faces prominent problems. Finally, this article through the reference of foreign system of rural endowment insurance development experience, and according to the actual conditions of our country, puts forward to advance our country new system of rural endowment insurance, should from institutional construction, the government responsibility level, fund operation level of reform and innovation.