Choice Of Housing Security, Research

Along with the continued development of Chinese residential commercialization,the acceleration of urbanization, and the enlargement of the wealth gap between the urban, the housing difficulties of low-income families are increasingly prominent. Under this background,the establishment and perfection of the low-rent housing system presents especially important. While the choice of the guarantee way of low-rent housing system which is just the realization form play an important role on whether the low-rent housing subsidies can be successfully efficient implementation. Quasi-public goods low-rent houses produced and rent out by different groups while provided by government can produce different subsidies efficiency and bring different influence to the real estate market. So systematically research the advantages and disadvantages between different low-rent housing guarantee ways, has important application value and realistic significance on ncreasing the availability of low-rent housing supply, improving the utilization of special funds and improving low-rent family satisfaction, and thus maintaining social stability.This paper firstly introduces the connotation of the low-rent housing guarantee system and related theories and so the properties of the low-rent house,then gives a summary discussion on the guarantee way taken on the iow-rent house market which is divided into physical subsidy and monetary subsidy. Then I evaluate the different economic effect of the two guarantee ways by comparing and analysising them using supply and demand model, personal consumption choice model and the housing filtering model. Generally speaking, monetary subsidy is more efficient than physical subsidies,and most scholars' researches also support this view, namely that monetary subsidies can increase the market supply of housing, improve the efficiency in the use of funds, fully meet the needs of the low-rent houses and reduce the welfare loss compared with physical subsidies. Therefore, in the face of the status that the housing supply shortage, funding gap and inefficient of subsidies exists, our low-rent housing security should choose monetary subsidy.But the market supply of the low-rent house is shortage and the rental housing market the monetary taken as a foundation still not fully developed in our country,so there is a plight that we should but cannot choose the moneytary subsidy, and so this paper claims that it is unfavorable to take the monetary subsidy way singly at present, The current task should be how to improve the run effects of physical subsidy and create the conditions for runing of monetary subsidies. Finally, combining the experiences of developed countries and regions, I put forward some constructive suggestions based on clearing policy goals, improving and strictly enforcing islation and provide a strong legal and economic support to get out of the dilemma we faced.