The Study About Risk Of Financial Holding Companies

Global financial industry is developing gradually to integration, collectivization in the background of economic globalization and financial integration. Financial holding company is becoming main choice of financial enterprise organizational structure development, due to its strong vitality in global financial market. On the one hand, the entrance of foreign financial holding company strengthens the pressure of competition in domestic financial industry gradually. On the other hand, with the rapid development of economy recent years, domestic financial market is developing and completing constantly, the state's financial policies are relaxing restrictions too. More and more domestic financial institutions began to try all kinds of integrated businesses in the above backgrounds; financial holding company became the realistic choice of comprehensive management to separate operation. The financial crisis affected the world economy in 2008, then how to measure the risk of financial holding company became the scholars'focus of research both at home and abroad.This paper studying financial holding company includes five chapters. The first chapter introduces the concept of financial holding companies and financial holding companies at home and abroad Research, followed by the methods of this study are introduced and possible innovations; second chapter describes the characteristics and classification of financial holding companies and financial holding companies in China Development status; the third chapter of the financial holding company and the risks and are now popular on the international risk management theory; The focus of Chapter IV of this paper, in this chapter, the author under the AHP (AHP) and the characteristics of the financial holding company completed a financial holding company risk evaluation system, risk assessment indicators selection, risk assessment model building; In the fifth Chapter author take Ever bright Group and CITIC Group for example, the risk assessment model based on building an empirical case study; The Chapter VI is the conclusion of this article, in this section the author make the Conclude of the text, and t put forward their own views of the study of the financial holding company in the future.