The Measurement And Evaluation On The Efficiency Of State-owned Commercial Banks Of China

Commercial banks, especially the four major state-owned commercial banks are the main body of China's financial systER, Aircraft carrier known as the financial institutions. State-owned commercial banks play an important role in development of economic.With the constant deepening reform of China's banking,the ecological environment of the banking have been changed profoundly, State-owned banks have been changed to a market economy from the planned economy since 1995. then joint-stock banks and local banks have been established, and marketed, Then joined the WTO in 2001 formally,The banking industry began to open, Restructuring and listing of state-owned commercial banks in 2006 and the first batch of foreign banks allowed to provide Renminbiservices to Chinese residents in 2007, This series of reform measures pay an important impact on the level of the efficiency of the banking sector.Through restructuring, attracting investment and listing, China's commercial banks become more and more attention and favor. February 2010, according to the Bank's latest ranking of market value, ICBC, China Construction Bank beyond the HSBC Holdings, JP Morgen Chase, Bank of China surpassed Citigroup and Bank of America.the distance of some key financial indicators between thER are shorten and even catch a world-class commercial banks. But that does not mean they can contend with world-classcommercial banks, In fact,we still have a big gap in the core competitiveness of the indicators.How to evaluate the effect of these measures, how to measure the efficiency of state-owned commercial banks, which is the key factorsof the efficiency of state-owned commercial banks, and how to improve the efficiency of state-owned commercial banks increasingly,all of these become a focus of attention with the growing number of foreign banks enter China's financial systER.Therefore, the study of the efficiency of state-owned commercial banks has important theoretical and practical significance. Commercial Bank is a special enterprise,their efficiency including operating results from the financial statERents and the results of operations we can not see from The financial statERent,which reflect competitive strength of a bank.There are a lot of MeasurERents of efficiency, including analysis based on parameters and non-parameters, qualitative analysis and quantitative analysis.These methods are only for a certain class, have their own advantages and disadvantages.Most of the existing literature only for one way to analyse. lacking of a comprehensive study.In this regard, this article going to measure and analyse the state-owned commercial banks'efficiency based on AHP and DEA model.AHP model is parameter analysis,which has a qualitative component, and a quantitative component, DEA is non-parametric analysis.Based on the above, these two methods are very complERentary, they can measure the efficiency of banks comprehensively.The purpose of this paper is to test the effectiveness of state-owned commercial bank reform and to find the path and to Provide a deeper perspective.Overall, the paper follows the causal relationship, first AHP and DEA methods were used to measure the efficiency of commercial banks then the regression analysis were used to test the influencing factors. Specifically, the paper first summarizes the theory at home and abroad, Classifications and measures of bank efficiency are discussed. Then according to bank efficiency theory with the actual situation in our country, constructing the main measure model,then selecting the decision-making units and indicators describing thER simply, Then measure the efficiency of commercial banks through this model. Dependent variable is the efficiency of previously measured values.the influence factors were reviewed, which selected from the most representative factors, At last constructing the corresponding regression model to analysis thER, and then make some policy recommendations.