The Forest Insurance Research In Zhejiang Province

With China's collective forest right system reform deepening, land circulation in the sequence of the imposition of the production and business operation activities, to the market, making the imposition of production and operation cost greatly increase the risk, particularly forestry production as a weak industry, vulnerable to various factors. And for the imposition of forest insurance can effectively dispersing risk, protect the imposition of interest, is the effective ways to solve the problem. Therefore, the development of forest insurance for participating in the competition, improve guide imposition of such products quality play an important role.This article mainly from home and abroad to the actual situation of forest insurance conduct comparative analysis, system research zhejiang policy forest insurance development course, on the comparative analysis on domestic and foreign policy based on forest insurance typical pattern of linan, public-minded, such as, zhuji city (county) policy forest insurance pilot situation, and on-site visit to the people's insurance company of China zhejiang branch in practical work in forest insurance investigation. Based on this, the factors influencing the development of zhejiang policy forest insurance influencing factors, and further research and rational thinking, puts forward relevant policy Suggestions.One is to increase national finance, financial on forest insurance support; Two is to establish a suitable zhejiang forest insurance mechanism, improve forest insurance mechanism; Three is to strengthen forest insurance propaganda, training of farmers and forestry enterprise risk consciousness and sense of responsibility. In conclusion, zhejiang province in the practical process of forest insurance, continue to follow the world insurance development frontier, develops the new forest insurance breed, division to further specified, the ongoing new risks, meet forest insurance continuously produces new needs, and advantage resources focused on its core business development and management. Because the forest insurance underwriting profit become very low loss, even happen, so the insurance company should pay more attention to capital application, thus improving the investment income, become the insurance company compensate for losses and a profit of insured source.