Situation And Countermeasures Of SME Financing In China

Capital is essential to the development of enterprises. The global financial crisis bursted in 2008 aggravates the problems of money shortage and financing difficulties in our small and medium-sized enterprises(SMEs). As an important force in the national economy of SMEs, the economic development of countries in the world plays a strategic role. China as the world's largest developing country, status and role of SMEs is even more prominent. On the one hand, the development of SMEs to promote China has become a powerful driving force of sustained economic growth, and even become an important foundation for social stability; the other hand, the further development of small and medium enterprises are suffering more and more serious difficulties, especially funding difficult constraints of SMEs has become one of the biggest obstacles to development. Therefore, the development of SMEs in China and the bottleneck restricting its development-financing, to promote their healthy growth and smooth the tide of economic globalization and the world economy, which have already become an urgent need to study in the new century solution major problems.This limits the development of SMEs to one of the key factors-financing, as the main research paper. This paper introduces the standard definition of SMEs, development status and issues, domestic and international research and related theory research methods and articles this structure. Then through the analysis of corporate finance in general, based on the comparison out of the main features of SME financing. The main features of SMEs due to their financial structure and operating characteristics of the organization and financing models for SMEs and financial characteristics. Then a detailed analysis of the financing situation of SMEs and SME financing channels. By the success of the international experience of successful practices in different regions of China, a comparative analysis, re-financing of small and medium enterprises in Wuxi City, empirical research, come to China at this stage caused the root causes of the plight of SME financing, SME financing from abroad last The main features of experience, combined with practice of SMEs in China, This thesis concludes by giving suggestions including government policy support, financing channels, enterprises self-reliance, etc.