Studies On The SMEs Financing Guarantee System In Huaihua City

At present, China's SMEs in the social market economy, an increasingly important role, especially in the ease employment pressure, improve economic structure, active market competitiveness, and promote coordinated economic development has played a huge role in economic growth has become and maintaining the backbone of social stability. But many small and medium enterprises by its own small-scale, short operating cycle, credit is not high, the lack of any effective guarantee of assets, and many other factors, making it difficult to obtain bank loans. SME financing has restricted the further development of the most important issues, and financing guarantees the fundamental reason is that difficult. In this context, financing guarantee system for ease of construction and improvement of SMEs in China as "loans" an important way.And China's economically developed regions, Huaihua City's financing guarantee system also at the initial stage of establishment, is in continuing to explore, to complete development. So how in Huaihua City, the existing economic, legal, credit environment, and gradually establish a credit guarantee system characteristics of the city, and promote the healthy development of small and medium enterprises, to accelerate social and economic progress, is the Huaihua City, facing a financial guarantee industry important and urgent issue.Based on this perspective, this paper begins by describing the research background, purpose, significance, research status, and related innovations in research methods and definition of the concepts; Second, focusing on the the theoretical basis related to the financing guarantee for SMEs,and Laying the theoretical foundation for the next study; again, under the environment condtions,focusing on the analysis of the current status of financing guarantee system for SMEs in China and in Huaihua, as well as its characteristics, and to its problems in-depth analysis, the following specific research and prepared the way; Finally, the focus analysis of Huaihua City, SME financing guarantee system status, problems and causes, made the development and improvement of SME financing guarantee system Huaihua effective way to look forward to the less developed region and the country's SME financing guarantee development to find a more effective, viable model.