Research On Approaches To Improvement Of Endowment Insurance System In Rural China

This paper attempts to stand in our country industrialization, urbanization and modernization process height, from our primary stage of socialism situation, play a socialist system superiority, the reference of foreign system of rural endowment insurance advanced experience and practice, survey and research of our country rural endowment insurance problems and put forward the current system of rural endowment insurance perfect path and road to development.This paper firstly reviews about the rural old-age insurance system literature, Analyses the rural old-age insurance system, including the basic theory of social security welfare economics theory and Keynesian economics of social security theory and social security of marxist economics theory, Elaborated on China's rural endowment insurance of change and development.Secondly, this article summarizes the new issued last year of rural society endowment insurance system. This paper introduces new farming keeps the basic ideas and system design, analyses the new farming keeps pushing process problems and difficulties. Points out, insufficient funds in China's rural social security system is restricted by the primary problem; Pension payment level of rural old-age security effect adequately, In the system of cohesion, orgnaization of management and fund operations also some problems. Again, the international comparison of two main kinds of rural endowment insurance mode - insurance expends funded type and the advantages and disadvantages of type, and its corresponding representative countries, Germany, Japan and Brazil three different regional national rural old-age insurance system is carried on the thorough analysis, obtained strengthening the government responsibility, establishing multi-layer pluralistic system, such as law implementation useful primer.Finally, demonstrates the perfect our country's new system of rural endowment insurance path. For insufficient funds in China's rural social security system is restricted by the primary problem analysis, mainly focused on financing. Include: (1) the vigorously develop the rural collective economy, improve the rural social security level for quick create necessary conditions. This part in jiangsu province as an example expounds the village-level collective economy development achievements, through data analysis obtains the collective economy to provide public products and to increase the income of peasants powerful effects, at the same time to huaxi village and jiang lane village collective economic case proved for farmers in social endowment insurance besides providing a high level of old-age security. (2) establish social security funds YangQi profit subsidies for improving the rural social security system, level expanding funding sources. (3) increasing the central finance allowance dynamics, for improving steadily rural pension standard, provides the basic guarantee. (4) timely moderately increasing farmer individual capture to expend scale, for gradually improve the rural social security level provide important guarantee. At the same time, this article on new farming keeps existed in implement of the other problems made the countermeasure thinking, including how to carry on the system to improve the cohesion and unified, orgnaization of service as well as to the new farming maintain a fund management operation.