Pension Insurance Funds And Expenditure Management

Since entering new century, endowment insurance is extensive attention from all walks of life, whether the insurance fund balance or the endowment insurance system, have become the focus of research. Now, the endowment insurance fund of China run Stable. The top-down have set up special endowment insurance agency, responsible for the management of endowment insurance, and the system has been perfect year after year, and the institutional settings has been more reasonable. The balance of payments is fund revenue and expenditure management, it can achieve full specified amount pays now, and can achieve somewhat balance; But, according to the computation by different experts through different ways, there are a big gap in the payment fund, then the fund will be unable to cope with the upcoming population aging. In this situation, how to make the endowment insurance fund achieve balance, then establish an effective and long-term stable pension insurance system, have become the concern major issues of government and academia paramount.To research the issue of endowment insurance fund balance. First, this paper will analysis the status of the endowment insurance fund of Nanjing company workers, and understand the shortage of fund in operation situation; Then, it will comprehensive analysis the current payments system of endowment insurance fund through horizontal balance and longitudinal balance, to research whether this system can achieve balance of payments or not, at the same time, it will analysis all parameters which can affect the balance of payments, then raise improvement suggestions, and hope these suggestions are helpful for long-term and stability operation.