Study Of Improving Engineering Insurance System In China

In the 21th century, along with the process of industrialization and urbanization, China invests a lot of money on basic construction, and mainly on residential buildings of real estate developing projects. We can find many similar points of these projects: large amount of investment, complicated technique, and lots of process. So construction profession faces a series of risks. In fact, risk management system of construction market in China has not been completely established. Project qualities, accidental casualty, lack of money are problems existing in construction market, when planned economy changes to market economy. Developing engineering insurance is needed.The thesis brings forward thoughts and method of engineering insurance by systematic research on domestic and overseas system of it.The thesis adopts Theoretical analysis and practical analysis, quantitative analysis and qualitative analysis, countering the extant problems of construction engineering market and elaborates necessity of the practice of engineering insurance. Use for reference the advanced experience of developed countries abroad, under the comparative studies, propose development trade such as insurance select and enforced insurance. Aimed at premium rate, propose evaluation model of analytic hierarchy process (AHP) and fuzzy evaluation, and design the premium rate of construction engineering design liability insurance and contractor's all risks insurance, and use utility theory discuss interaction of multi engineering insurance premium rate. At last, propose implementation strategy and suggestion of engineering insurance system in the country.