The Research Of Customer Credit Evaluation System In The Chemical Industry

Today, China is in a market economy, market economy is both a credit economy, the risk economy. In the market economy environment, trustworthy, avoid risks, to ensure that economic exchanges in a variety of contractual relationship, duly fulfill their basic premise of the normal operation of the entire market economy. The risk awareness of the internal management personnel, the chemical industry market is not standardized and many other factors in the chemical industry, the industry's long-standing bad practices, resulting in the chemical business credit management difficult. Thereby making many chemical companies there is a large amount of overdue receivables, causing great economic losses to the enterprise management. Therefore, we must improve the level of the chemical industry credit management, and improve an important aspect of the industry as a whole the level of credit management is to improve customer credit management level of the chemical enterprise. The key to this problem is to establish an effective customer credit evaluation system, in order to reduce the economic losses brought about by the credit risk.In this paper, we carried out a detailed needs analysis about Dalian QiHua Chemical Co., Ltd. as an example of chemical companies, from domestic and foreign experts to study the results on the basis of a detailed description of the construction of the current situation and existing problems of the chemical enterprise customer credit evaluation system, also described such a special industry to establish the significance of customer credit evaluation system for the chemical industry.On the basis of detailed analysis of Characteristics and needs of the chemical industry, we first carried out the screening of the credit evaluation system of the chemical industry indicators and screening indicators for the qualitative and quantitative divide. Next, we use the Fuzzy Analytic Hierarchy Process (FAHP) scientific adjustment of the indicators and indicators of weight for a reasonable calculation, based on the above work, we have built to customer credit evaluation system model suitable for chemical companies.Through the above analysis, built customer credit evaluation system of the chemical industry can effectively evaluate the customer's credit, can effectively identify customers, to guard against various risks due to inadequate credit management, improve business management capabilities, thereby enhancing the market competitiveness of enterprises. Other chemical companies can also learn from the evaluation model.