Contemporary Chinese Citizens Lack Of Credit And Reconstruction

The definition of credit will be mainly elaborated in a angle of macroscopic. And the credit will be definitized economiclly and ethically in this paper. It is believed in the text that credit is not only a credit relation that founds upon the base of contract in the category of economics, but also a moral regulation that standardizes the people's activities commonly.Therefore, as an economic meaning, the credit expresses a credit relation that founded on the contract. And as an ethical meaning, the credit expresses a kind of moral character essentially.The main concern of the second chapter is the definition of the value of credit. And in the this section, the author has tried to study the value of credit through analysing the three dimensions of economic value, social value and subject value, the author has illustrated the differences of traditional credit conception between the east and west by analysing four aspects of scope, original basis, pure essence and ultimate goal.The credit is the important content of the citizen's moral standard, currently,the situation of the citizen's lacking of credit in our country becomes seriously. The main behaviors that the citizen's lacking of credit acts display in the field of occupation moral and social morality, and in which, the lacking of credit of the public servants and the enterprise manager is the typical examples in the field of occupation moral. And in the field of social morality, the citizen's lacking of credit expresses through the pattern of desertification of the affections among citizens, deterioration of the relations and levels of trusting each other among neighbours in the cities, and the various ways of cheat in the society.The forth chapter has deeply dissected the country and people's huge losses that caused by being lacking of credit in the region of economics, politics and social livings after having exposed the actions and behaviors of the citizen's lacking of credit currently. Being lack of credit is not only a lash to the social economic order, but also a shrink to the moral standard, and which will do harm to our country's international image.The citizen's lacking of credit is caused by historical and realist reasons, and the economic source.It is hoped that the citizen's moral construction should be led to a higher level and the credit environment should be purified really from the start of reestablishing the citizen's credit. Thus, with a higher credit level of the society, a solid foundation will be made to contribute the socialist economic development of our country. The relevant ameliorating steps have been advanced according to the behaviors and harms of citizen's lacking of credit in this part as well. As to the reestablishing citizen's credit, not only the citizen's moral construction should be focused, but also the legislation and system should be perfected. Promoting the social citizen's conception of credit entirely is the guarantee of both a higher level of the whole social credit and a better part for China to play in the world.