The Empirical Study On Industrial Injury Insurance System Of The Coal Industry

Injury insurance system means that workers at work or in the provisions of special circumstances, suffer accidental injury or occupational disease resulting in temporary or permanent loss of ability to work and death of workers or their survivors in accordance with the law to obtain material assistance of a social insurance system. The coal industry is a high-risk industry, due to this feature of the coal industry itself, leading to production safety risk is much larger than any other industry, accidents are also more frequent. The number of casualties in recent years, the coal industry is the largest. This phenomenon is not conducive to the protection of the miners the right to life and the right to health is not conducive to the smooth and orderly development of China’s economy is a big problem in our country should be solved at this stage. The Social Insurance Law of July1,2011and January20111, granted the implementation of the Work Injury Insurance Regulations, industrial injury insurance system, especially the status of the coal industry to make further improved. Judging from the coverage, expanded the scope of application of the industrial injury insurance, to adjust the scope of work-related injuries identified. Simplifies the work-related injuries handler in the handler; In addition, improved work-related injuries standards for the treatment of work injury insurance fund expenditure, reduced the case to stop to enjoy the work injury insurance benefits, the provisions of the industrial injury insurance funds paid in advance and recovery systems require the infringement of a third person work-related injuries medical expenses paid to clear the level of co-ordination of the work injury insurance fund, increase the mandatory work injury insurance system. Looking at China’s coal industry, miners’ industrial injury insurance status quo, there are still many shortcomings.In this paper, the real case permit, comparative analysis, induction and other research methods, and discussed the work injury insurance status from the four parts of the coal industry in Shanxi Province. First, the basic connotation and historical changes of the industrial injury insurance system, in order to have a basic understanding of the industrial injury insurance system, The second part of the current situation in empirical research, pointing out the problems of the industrial injury insurance system of the coal industry in Shanxi Province, its imperfections performance:the industrial injury insurance coverage of a small, positive role in injury prevention have not been fully realized, work injury rehabilitation work is not enough emphasis. The third part, the article focuses on the industrial injury insurance system of Japan, Germany and the United States coal industry for system analysis, found at its reference in the field of industrial injury insurance:legal support, effective government administrative guidance, hierarchical differential rate system to a prevention-based insurance policies better than the compensation and rehabilitation of the basic principles of compensation policies. Last part of the full study abroad, industrial injury insurance system in the coal industry on the basis put forward some suggestions on the improvement of industrial injury insurance system in China’s coal industry, for example, improve the relevant laws and regulations of the industrial injury insurance system, clutching the cause of injury prevention and injury rehabilitation, increase the government’s efforts and give full play to the supervisory functions of the trade unions.